What a momentous occasion! This is probably a time you have looked forward to for years. If you are retiring you are embarking on a new horizon, an opportunity to enjoy your hobbies, spend time with your grand- children, explore the world, and do whatever it is that thrills you most.

You’ve worked hard all your life, now we would like to work for you. We are here to help you navigate the Medicare maze. We offer our services at no cost to you.

You may enroll in Medicare as early as three months before your birthday, the month of your birthday, and up to three months after your birthday. These seven months are called your initial enrollment peroid (IEP). We recommend that you enroll prior to your birthday so you will be covered as soon as you turn 65. Early enrollment will also prevent gaps in coverage and will eliminate the possibility of any late enrollment penalties.

To enroll for Medicare online, go to www.Medicare.gov.

For those who are receiving Social Security benefits, good news! You are already enrolled. You will receive your Medicare card in the mail a few months before your 65th birthday. You still have a seven month initial enrollment period (IEP) during which you may make changes to your coverage.

There is no one-size-fits-all option to select when signing up for Medicare. It can be very customized and may leave one feeling confused, frustrated, and overwhelmed. We are here to listen to your needs, present your options, and help you choose the plan that is right for you. Selecting your Medicare plan is as personalized as matching it to your current physicians, your hospital of choice, and making sure you get the best price on any drugs you take. Our experts are ready to assist you at absolutely no fee to you. Call today to schedule an appointment.